Institutional investors can access small business credit portfolios across a broad range of loan products.
GRID Wealth is already working with institutional funds and family offices in the USA and Ireland.
BEAM Account
Beam Accounts have a minimum deposit commitment of €3,000,000 and are best suited to high net worth and institutional investors. This type of account is serviced by a dedicated account manager and has reduced account maintenance fees.
Benefits
We partner with investors to help them put their capital to work for solid returns.
1. High Yields / Low Cost
With typical gross returns of 12%, our platform-based application, loan funding, servicing, underwriting and collections processes undercut otherwise steep operational costs of servicing your loan portfolio investments.
2. Low Risk / Low Volatility
We have a robust propriety credit model and collections process. Since conception, default rates have remained permanently below 1%.
3. Reporting & Analytics
We understand that investors value data and analytics, and the GRID platform portfolio’s performance dashboard allows investors to make informed and concise decisions.
4. Liquidity
We offer a range of investment vehicles and lending products to suit your specific liquidity objectives and requirements.
5. Loan Selection
GRID’s origination and credit team places an emphasis on quality prospecting, robust pre-qualification and a focus on borrower affordability and behaviour with our propriety credit model.
6. Impact Investing
Whether your investment strategy is lending directly or indirectly to Irish SMEs, your funds will be supporting businesses in Ireland while earning a solid return on your investment.
Product Features
| Minimum Deposit | €3,000,000 |
| Typical Gross Cash Yield | 12% |
| Managed Account Service | Yes |
| Assets Available : | |
| Term Loans | Yes |
| Cash Advance Loans | Yes |
| Loan Notes (fixed yield) | Yes |
| Equity (when available) | Yes |
| Fees and costs : | |
| Placement Fee | 0.5% |
| Annual Account Administration | 1% of Assets under management |
| Managed Account Service | 0.5% AUM |
| Withdrawal Fees | None |
| Liquidity | Repayments monthly, weekly and daily |
| Reporting | Automated |
| Other Features | Dedicated Account Manager |
Partnering with GRID
GRID has originated over €50 million in small business funding needs. We give institutional investors, family offices and pension funds access to a diverse set of investment vehicles and lending products. Yields of up to 12% are achievable through GRID’s suite of portfolio and product offerings. Our GRID Wealth Team are on hand to discuss your investment objectives.
Request a Call Back
GRID designs investment solutions for your fund
Speak to one of our GRID Wealth Managers to find out how GRID can help you achieve your investment objectives. Our team of investment experts are committed to designing the solution that best suits you and your fund.
Request a call back from one of our GRID Wealth Managers
Are you a broker or financial advisor with clients seeking new investment opportunities?
Trust and Security at GRID Wealth
We take security and privacy very seriously here at GRID Finance. We employ best in class practices and our site security is verified by independent security auditors
Funds
Customer funds are safely held within a central bank of Ireland regulated bank account and can never be accessed through the GRID Finance platform.
Data Security
GRID Finance are committed to ensuring that your data is secure at all times by adhering to the data protection laws (1998, 2003) and the European Union e-Privacy directive which became law in Ireland in 2011.
SSL Encryption
Your information is encrypted right from registration. We use the latest 256-bit encryption to ensure that your information is always safe.