Peer-to-Business lending gives investors an average of 9% return depending on risk profile.
Investors begin earning returns within one month, and every month thereafter, for the term of the loan.
Peer-to-Business lending investment performance is highly uncorrelated with stocks or bonds and can be widely diversified across industry sectors and risk profiles.
Loans are repaid monthly meaning that your investment in a 36-month loan will liquidate by 1/36th every month, made up of principal plus interest.
Since conception, there has been 0.55% defaulted loans on the GRID, with a prudent 1.5% default rate forecast over the long term.
Lending to SMEs via peer-to-business lending allows you to support businesses in Ireland while earning a return on your investment.
GRID’s Brick Account best suits household investors who are seeking an excellent return. This will help them build household wealth. There is no minimum deposit required and a gross cash yield of approximately 8% is achievable. You can lend on the GRID Marketplace to a broad diversity of businesses and the option to actively engage with the business owners on the GRID Platform.
A Block Account best suits medium to high net worth investors or family ofﬁces, with a minimum deposit commitment of €100,000. You’ll have access to a broad business loan portfolio and SPV investment opportunities that will generate a highly diversiﬁed yield, all serviced with a dedicated account manager.
Beam Accounts have a minimum deposit commitment of €3,000,000 and are best suited to high net worth and institutional investors. This type of account is serviced by a dedicated account manager and has reduced account maintenance fees.
Customer funds are safely held within a central bank of Ireland regulated bank account and can never be accessed through the GRID Finance platform.
GRID Finance are committed to ensuring that your data is secure at all times by adhering to the data protection laws (1998, 2003) and the European Union e-Privacy directive which became law in Ireland in 2011.
Your information is encrypted right from registration. We use the latest 256-bit encryption to ensure that your information is always safe.