Business loans from 10k to €500,000

Supercharge your Cash Flow Today

AIB Merchant Services have partnered with GRID Finance to provide you with fast and flexible finance when you need it. All you need to start your application is €10,000 or more per month in total card takings (in-store or on-line).

Flexible repayments

48 hr approval

Quick application

Get approved in 48h

Business loans from 10k to 50k.

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How do flexible repayments work

How smart repayments work, Repay as You Earn

Pay as you earn!

Borrow up to 500k and match repayments to your daily revenue.

Our pay-as-you-earn principle means repaying remains affordable and unnecessary pressure is avoided. You simply repay a percentage of your daily card income, not a chunky fixed monthly repayment that can put your business under pressure.

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FIVE ADVANTAGES OF OUR FLEXIBLE FINANCING

Access up to 150% of your monthly credit card volume.

Repay daily via your credit card terminal.

Credit decision within 48 hours.

Funds can be used at your discretion.

Apply and manage your loan online – with our open banking connection, completing your application is easier than ever.*

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*Open Banking is regulated by the Central Bank of Ireland, it is 100% secure and can be revoked at any stage. This read-only connection allows GRID Finance to approve your loan and vary your daily repayments to match your cash flow. Your upcoming repayments will be available on your GRID Finance account so you always know what to expect.

Renewals

As a valued GRID Finance customer we make renewing easy and efficient.

You can be up and running again within 48 hours. Our repeatable funding process ensures a seamless experience, so you can focus on what matters most – growing your business.

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GROW WITH CONFIDENCE

Your path to growth and success becomes more achievable with affordable financing. So, you can look forward to:

Increased Cash Flow

Manage your finances more effectively with flexible repayment terms.

Reduced Financial Stress

Avoid unnecessary pressure with daily repayments aligned to your business’s performance.

Faster Growth

Flexible loans accelerate business expansion.

CUSTOMER FEEDBACK

FEEDBACK FROM THE FRONT LINE

Excellent service . Really easy fast process and the team are very friendly and easy to work with . Highly recommend Grid finance

I love that you get a comprehensive report of your repayments and all other details of the facility. The staff are also very flexible and professional. Easy application process also. Will definitely recommend.

I worked closely with Neil from the very beginning of the process and he was fantastic in taking me through every step to ensure what I was requesting was right for my business needs. He was available at all times to answer my queries and his follow ups were timely & factual. I never had any concerns throughout. Great experience.

The Grid Platform is easy and straightforward and has been earning me over 10% interest on my investments for over two years. A fantastic team who maintain regular contact with their platform investors.

Great customer service. Pat and his team are so professional and really quick turn around time. Can’t recommend highy enough

FAQ

Your Questions, Answered

Accessing your account for the first time? Submit your access request to our Support Team here.

Yes, you can have more than one loan facility with GRID. The GRID Team will assess all existing facilities and debt before approving a new loan. If your current repayment levels are low we can fit an additional facility alongside your current loan(s). Depending on your current repayment levels with us, we may need to refinance your balance to ensure there is no pressure on your daily cashflow. In this case the further along you are repaying your loans the more finance that can be provided to you and the better value you secure from the finance. When you can reapply for next facilities is at the dicretion of GRID.

We understand that businesses can be structured in many ways. The GRID Team will aim to design a repayment structure to suit your business needs.

There is no formal security such as property required for the loans. In all instances we seek a personal guarantee from the signatories of the loan. For larger loans we may also seek a deed of assignment over the merchant/card/ transfer receivables or a debenture. More details are provided in our FAQ “What are the GRID product types and information requirements?”.

To request a new password, look for the “Forgot your password” link under the password input on the login page.