GRID Business

We are the small business capital platform where Irish SMEs can undertake a financial health-check of their business and access finance for their working capital, growth and expansion needs.

Business Loans for Irish SMEs

Retail | Hospitality | Tourism | Professional Services

Agri | Manufacturing | Construction

Cash Advance

GRID’s Cash Advance Facility is a short-term finance solution that works with your business and its existing credit debit card machine. You can borrow up to €500,000 over a maximum of 12 months. Repayments are made daily as a small percentage of your future card sales until you have repaid the full amount.

Use for any purpose including:

  • Premises expansion
  • Pay off existing debt
  • Purchase equipment
  • New website
  • Inventory

Term Loan

GRID’s Term Loan is a short-medium term finance solution designed for loans up to €150,000 over a maximum of 36 months. Repayments are fixed and made monthly. Term loans are fulfilled through our marketplace lending platform.

Use for any purpose including:

  • Expand the business
  • Hire new staff
  • Refurbishment
  • Inventory
  • General fees

Invoice Finance

GRID’s Invoice Finance facility allows you to draw cash from the invoices you have raised. You can release a percentage of the value of your invoices, and have the advanced cash in your account by the next working day. Invoice Finance is a flexible opportunity to put your own company on a strong footing, particularly during stages of growth.

Use for any purpose including:

  • Improve cash flow
  • Pay other suppliers promptly
  • Manage seasonal demand
  • Mitigate late payment
  • Alarm systems


GRID Leasing is a flexible, cost effective method of financing business equipment with the advantage that the value of the asset is not required up front. This product also allows you to conserve your business’s capital and pay for assets over time out of income with fixed repayments.

Use for any purpose including:

  • PCs & laptops 
  • Copiers / Printers 
  • Software 
  • Office furniture 
  • Telephone systems 
  • Alarm systems
How to Apply

Apply by Email or Phone


Submit Accounts and Statements


Get Approved and get Funded

Are you an accountant or business advisor with clients seeking funding?

Find Out More

GRID designs funding solutions for your business

Speak to one of our friendly Business Relationship Managers in your area to find out how GRID can help you access the funding you need to grow and expand your business. Our team of funding experts are committed to designing the solution that best suits you and your business.

Request a call back to find out how we can fund your business!

Trust and Security at GRID Business

We take security and privacy very seriously here at GRID Finance. We employ best in class practices and our site security is verified by independent security auditors


Customer funds are safely held within a central bank of Ireland regulated bank account and can never be accessed through the GRID Finance platform.

Data Security

GRID Finance are committed to ensuring that your data is secure at all times by adhering to the data protection laws (1998, 2003) and the European Union e-Privacy directive which became law in Ireland in 2011.

SSL Encryption

Your information is encrypted right from registration. We use the latest 256-bit encryption to ensure that your information is always safe.