GRID Business

We are the small business capital platform where Irish SMEs can undertake a financial health-check of their business and access finance for their working capital, growth and expansion needs.

Business Loans for Irish SMEs

Retail | Hospitality | Tourism | Professional Services

Agri | Manufacturing | Construction

Cash Advance

GRID’s Cash Advance Facility is a short-term finance solution that works with your business and its existing credit debit card machine. You can borrow up to €150,000 over a maximum of 12 months. Repayments are made daily as a small percentage of your future card sales until you have repaid the full amount.

Use for any purpose including:

  • Premises expansion
  • Pay off existing debt
  • Purchase equipment
  • New website
  • Inventory

Cash Advance Loan Application

Four documents are required
Financial Accounts
Management Accounts
6 Months Banks Statements
12 Months Merchant Statements

Term Loan

GRID’s Term Loan is a short-medium term finance solution designed for loans up to €150,000 over a maximum of 36 months. Repayments are fixed and made monthly. Term loans are fulfilled through our marketplace lending platform.

Use for any purpose including:

  • Expand the business
  • Hire new staff
  • Refurbishment
  • Inventory
  • General fees

Term Loan Application

Three documents are required
Financial Accounts
Management Accounts
6 Months Banks Statements
How to Apply

Apply by Email or Phone


Submit Accounts and Statements


Get Approved and get Funded

Are you an accountant or business advisor with clients seeking funding?

GRID Score

Do you know your business’s credit score?


The GRID Score gives businesses a standardised metric of financial wellbeing which allows them to take ownership of what is essentially their ‘passport in the economy’ as a business. By putting the ownership of credit identity back into the hands of business owners they can access the cost-effective capital they need to grow their business. Talk to the GRID Business team about checking the financial health of your business today.

Get A Call Back

Trust and Security at GRID Business

We take security and privacy very seriously here at GRID Finance. We employ best in class practices and our site security is verified by independent security auditors


Customer funds are safely held within a central bank of Ireland regulated bank account and can never be accessed through the GRID Finance platform.

Data Security

GRID Finance are committed to ensuring that your data is secure at all times by adhering to the data protection laws (1998, 2003) and the European Union e-Privacy directive which became law in Ireland in 2011.

SSL Encryption

Your information is encrypted right from registration. We use the latest 256-bit encryption to ensure that your information is always safe.